:root{--n:#071F3D;--o:#F07800;--w:#fff;--g:#F3F5F7;--t:#1c2a3b;--m:#5b6878;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px)}
*{box-sizing:border-box}html{scroll-padding-top:80px;scroll-behavior:smooth}
body{margin:0;font:17px/1.6 "Segoe UI",system-ui,-apple-system,Roboto,sans-serif;color:var(--t);background:#fff;padding-bottom:calc(64px + env(safe-area-inset-bottom,0px))}
h1,h2,h3{font-family:"Arial Narrow","Roboto Condensed",Impact,Arial,sans-serif;font-weight:800;line-height:1.1;color:var(--n);margin:0 0 .5em;letter-spacing:.01em}
h1{font-size:clamp(2.2rem,6vw,3.8rem)}h2{font-size:clamp(1.6rem,4vw,2.4rem)}h3{font-size:1.25rem}
a{color:inherit}.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #e3e7ec}
.bar{display:flex;align-items:center;gap:16px;height:68px}.bar img{height:52px;width:auto}
nav{margin-left:auto;display:flex;gap:18px;font-weight:600;font-size:.95rem}nav a{text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}nav a.on,nav a:hover{border-color:var(--o)}
.btn{display:inline-block;background:var(--o);color:#fff;border:0;border-radius:6px;padding:13px 24px;font:700 1rem inherit;font-family:inherit;text-decoration:none;cursor:pointer}
.btn:hover{background:#d96a00}.btn.l{background:transparent;border:2px solid #fff}.btn.d{background:var(--n)}
:focus-visible{outline:3px solid var(--o);outline-offset:2px}
#menu{display:none;margin-left:auto;background:none;border:2px solid var(--n);border-radius:6px;padding:8px 12px;font-weight:700;color:var(--n)}
.hero{background:linear-gradient(120deg,var(--n) 55%,#0d3a6e);color:#fff;padding:64px 0}
.hero .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.hero h1{color:#fff}.hero p{font-size:1.15rem;max-width:34em;color:#dbe4ef}.hero .logo{background:#fff;border-radius:10px;padding:14px}.hero .logo img{width:100%;display:block}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
section{padding:64px 0}.alt{background:var(--g)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#fff;border:1px solid #e3e7ec;border-left:5px solid var(--o);border-radius:4px 10px 10px 4px;padding:22px}
.card p{margin:.3em 0 .8em;color:var(--m)}.card a.more{color:var(--o);font-weight:700;text-decoration:none}
ul.ck{list-style:none;padding:0;margin:0}ul.ck li{padding:6px 0 6px 28px;position:relative}ul.ck li:before{content:"✓";position:absolute;left:0;color:var(--o);font-weight:800}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px}
.steps div{counter-increment:s;padding-top:52px;position:relative}.steps div:before{content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--n);color:#fff;font-weight:800;display:grid;place-items:center}
.ph{background:repeating-linear-gradient(45deg,#e6eaef,#e6eaef 10px,#eef1f4 10px,#eef1f4 20px);border-radius:8px;min-height:200px;display:grid;place-items:center;color:var(--m);text-align:center;padding:20px;font-size:.9rem}
.two{display:grid;grid-template-columns:1.2fr .8fr;gap:40px}
.ph2{background:#fff3e0;border:1px dashed var(--o);padding:2px 6px;border-radius:4px;font-weight:600}
label{display:block;font-weight:600;margin:14px 0 4px}input,select,textarea{width:100%;padding:12px;border:1px solid #b9c3cf;border-radius:6px;font:inherit}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.opt{border:2px solid #cfd7e0;border-radius:8px;padding:14px;background:#fff;cursor:pointer;font:600 1rem inherit;font-family:inherit;text-align:left}.opt[aria-pressed=true]{border-color:var(--o);background:#fff3e0}
.box{background:#fff;border:1px solid #e3e7ec;border-radius:12px;padding:26px;box-shadow:0 8px 30px rgba(7,31,61,.08)}
.prog{height:6px;background:#e3e7ec;border-radius:3px;margin-bottom:20px}.prog i{display:block;height:100%;background:var(--o);border-radius:3px;transition:width .3s}
.nb{display:flex;justify-content:space-between;margin-top:22px;gap:10px}.err{color:#b00020;font-weight:600;min-height:1.4em}
.res{background:var(--n);color:#fff;border-radius:10px;padding:20px;margin-top:16px}.res b{font-size:1.8rem;color:var(--o)}
footer{background:var(--n);color:#c9d4e2;padding:48px 0 28px;font-size:.95rem}footer a{color:#fff}footer .grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.mb{display:none;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--n);padding:8px 8px calc(8px + env(safe-area-inset-bottom,0px));gap:8px}
.mb a{flex:1;text-align:center;color:#fff;text-decoration:none;font-weight:700;padding:11px 4px;border-radius:6px;background:#12335c}.mb a.p{background:var(--o)}
.hp{position:absolute;left:-9999px}
@media(max-width:860px){nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:12px 20px;border-bottom:1px solid #e3e7ec}nav.open{display:flex}#menu{display:block}.bar .btn{display:none}.hero .wrap,.two{grid-template-columns:1fr}.mb{display:flex}section{padding:44px 0}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
details{background:#fff;border:1px solid #e3e7ec;border-radius:8px;padding:12px 16px;margin:10px 0}summary{font-weight:700;cursor:pointer}.crumb{font-size:.9rem;color:var(--m);margin-bottom:12px}.crumb a{text-decoration:none}.lead{font-size:1.15rem}nav a[aria-current]{border-color:var(--o)}